Four Ways to Control an Inheritance Before it Controls You
Personal finances can evoke enough emotional stress as it is. An inheritance can add another layer of complexity entirely.
Inherited money can carry the weight of a lost relationship. It can feel overwhelming trying to determine the “right” way forward. This sudden wealth can feel life-changing in both exciting and intimidating ways.
How do you make this money last? What role do you want it to play in your life now, and what opportunities do you want it to create for the future?
Your Tax Return Is Filed. What’s Next?
The tax filing deadline has a way of sneaking up on all of us. One minute it’s January. The next, you are gathering documents, double checking numbers, and trying to get everything submitted on time. Maybe you prepare your return yourself, or maybe you hand it off to a professional. Either way, most people feel the same thing when it is done: relief.
That feeling makes sense. But there is an opportunity here that often gets missed, and I am here to offer a different approach to post-tax season.
The Most Overlooked Phase of Roth Planning
Somewhere along the way, not spending Roth assets has become an erroneously unspoken rule. But a Roth IRA is one of the most flexible assets an investor can have in their toolkit; it grows after-tax, is not subject to Required Minimum Distributions, and can ultimately be withdrawn tax-free.
Healing Through Planning: The Financial Reset After Divorce
You’ve made it through the emotional fatigue of divorce. The settlement is signed, a chapter closed. You may have imagined this moment many times over, or perhaps it is only beginning to settle in now. Either way, one truth stands out: you’re in the driver’s seat now. The financial decisions ahead are yours to make, on your own terms. At first glance, that responsibility may feel heavy as you begin to heal, rebuild and start over—until you realize, you get to start over.
It’s my greatest privilege to work with women at this stage in their financial journeys. It marks the beginning of an entirely new chapter; one that invites space to envision what an ideal day, week, and year might look like. And a foundational part of building this life begins with a thoughtful financial plan.
So what does creating a financial plan after divorce really involve?
Thoughts On Relationships.
At its foundation, the dynamic between a client and a financial planner is a relationship like any other. And like all relationships, those grounded in clear communication and consistency are best positioned to grow and flourish. I spend much of my time thinking about how to tend this garden of trust and partnership with my clients. Herein lies my thoughts on three truths I’ve learned and live by.
Waiting on Your Roth Conversion Could Cost You
Too often, Roth conversions are relegated to a year-end tax task. The reality is that this approach can be costly, because it fails to take advantage of market volatility—particularly the dips and corrections that can create some of the most compelling conversion opportunities.